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Checking

With three personal checking plans to choose from, we offer flexibility in managing your day-to-day spending.

Basic Checking

Do you make fewer transactions? Maintain a lower balance? Go Basic!

Minimum Deposit

$100

Monthly Service Fees

$0 w/online statements OR $2 w/paper statements

Usage Fees

$.25 per debit/credit paper transaction over 25

Features

ATM Card, Debit Card
Monthly Statements: Basic
Overdraft Protection Available *

Regular Checking

Make frequent transactions? Keep a higher balance? Choose Regular!

Minimum Deposit

$100

Monthly Service Fees

$0 w/balance of at least $500 OR $10 w/balance below $500

Usage Fees

$.20 per debit item over 50

Features

ATM Card, Debit Card
Monthly Statements: Detailed
Overdraft Protection Available *

Interest Checking

Want your money to earn money? Earn interest on a balance of $1,000 or more!

Minimum Deposit

$1,000

Monthly Service Fees

$0 w/balance of at least $1,000 OR $12 w/balance below $1,000

Usage Fees

$.20 per debit item over 50

Features

ATM Card, Debit Card
Monthly Statements: Detailed
Overdraft Protection Available *

* Optional overdraft protection line of credit with approval of separate loan application. Overdraft privilege available with opt-in.

Card Services

Enjoy easy access to your accounts and cards—wherever you are.

Your new card comes with a chip on it. As chip technology will soon become the security standard in the U.S., many merchants are beginning to accept chip cards and we want you to be ready. You'll have greater security when making purchases at a chip-enabled terminal since the chip provides better protection against counterfeit fraud.

Control your M&P debit card from your mobile device using the SecurLock Equip app, available on the Apple App Store and Google Play Store:

Instantly lock your card
Control where your card can be used
Receive real-time alerts of card activity

$2 charge for withdrawals at foreign ATMs
$1 charge for balance inquiries at foreign ATMs

Card FAQ

Have you made plans to use your Debit Mastercard® out of state? Contact Customer Service at 601-857-8044 to make sure your trip goes smoothly!

Call us to report and replace your card.

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        },
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    "title": "Checking",
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                            "url": "/loans#modalBusinessLoans"
                        },
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                            "title": "Land",
                            "url": "/loans#modalLandLoans"
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                    ]
                }
            ]
        },
        "account": {
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            "links": [
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                    "title": "About",
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                    ]
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                {
                    "title": "Support",
                    "class": "nav-link",
                    "links": [
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                        },
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                            "title": "Locations",
                            "url": "/locations"
                        },
                        {
                            "title": "Holidays",
                            "url": "/bank-holidays"
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                            "title": "Order Checks",
                            "url": "https://orders.mainstreetinc.com/ConsumerReorder?UseHeader=Yes&amp;cid=287"
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                        {
                            "title": "Prevent Fraud",
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                },
                {
                    "title": "Enroll",
                    "class": "nav-link",
                    "url": "https://www.olb-ebanking.com/065303807/Enrollment/EnrollmentAdv.aspx"
                },
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                    "title": "Login",
                    "url": "https://www.olb-ebanking.com/065303807/login/",
                    "class": "btn btn-lg btn-outline-light bg-khaki fs-4 px-5 py-1 ms-2"
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        },
        "quicklinks": {
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                    "alt": "Online Banking Login",
                    "title": "Online Banking Login"
                },
                {
                    "url": "/online-banking",
                    "image": "/assets/img/icons/icon-mobile-deposit.svg",
                    "alt": "Mobile Deposits",
                    "title": "Mobile Deposits"
                },
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                    "url": "/online-banking",
                    "image": "/assets/img/icons/icon-download-app.svg",
                    "alt": "Download Our App",
                    "title": "Download Our App"
                },
                {
                    "url": "#modal-replace-card",
                    "image": "/assets/img/icons/icon-report-stolen-card.svg",
                    "alt": "Report Lost or Stolen Card",
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                },
                {
                    "url": "https://orders.mainstreetinc.com/ConsumerReorder?UseHeader=Yes&cid=287",
                    "image": "/assets/img/icons/icon-check-reorders.svg",
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                    "title": "Check Reorders"
                }
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        },
        "footer": {
            "title": "Footer",
            "links": [
                {
                    "title": "Privacy Policy",
                    "url": "/privacy"
                },
                {
                    "title": "Copyright and Disclosure Info",
                    "url": "/disclosures"
                },
                {
                    "title": "Press",
                    "url": "/about/press"
                },
                {
                    "title": "Additional Policies",
                    "url": "/downloads/MPB-Excessive-or-Luxury-Expenditure-Policy.pdf"
                },
                {
                    "title": "Designed by Crema Design Studio",
                    "url": "https://cremadesignstudio.com"
                }
            ]
        },
        "social": {
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            "links": [
                {
                    "title": "Instagram",
                    "url": "https://www.instagram.com/mpbankms/",
                    "icon": "fab fa-instagram-square"
                },
                {
                    "title": "FOLLOW US!"
                },
                {
                    "title": "Facebook",
                    "url": "https://www.facebook.com/MPBankMS",
                    "icon": "fab fa-facebook-square"
                }
            ]
        }
    },
    "locations": [
        {
            "name": "Raymond",
            "type": "Main Office",
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                "city": "Raymond",
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                "zip": "39154"
            },
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                "Tuesday": "9:00 am \u2013 4:30 pm",
                "Wednesday": "9:00 am \u2013 4:30 pm",
                "Thursday": "9:00 am \u2013 4:30 pm",
                "Friday": "9:00 am \u2013 6:00 pm"
            },
            "image": "/assets/img/locations/raymond.jpg"
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            },
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            "hours_drive_thru": {
                "Monday": "8:30 am \u2013 4:30 pm",
                "Tuesday": "8:30 am \u2013 4:30 pm",
                "Wednesday": "8:30 am \u2013 4:30 pm",
                "Thursday": "8:30 am \u2013 4:30 pm",
                "Friday": "8:30 am \u2013 6:00 pm"
            },
            "image": "/assets/img/locations/raymond-drive-thru.jpg",
            "map_query": "Merchants & Planters Bank Drive Thru, 106 W Main St, Raymond, MS 39154"
        },
        {
            "name": "Bolton",
            "address": {
                "street": "297 West Madison St.",
                "city": "Bolton",
                "state": "MS",
                "zip": "39041"
            },
            "phone": "601-866-2262",
            "hours": {
                "Monday": "9:00 am \u2013 12:30, 1:30 pm \u2013 4:30 pm",
                "Tuesday": "9:00 am \u2013 12:30, 1:30 pm \u2013 4:30 pm",
                "Wednesday": "9:00 am \u2013 12:30, 1:30 pm \u2013 4:30 pm",
                "Thursday": "9:00 am \u2013 12:30, 1:30 pm \u2013 4:30 pm",
                "Friday": "9:00 am \u2013 12:30, 1:30 pm \u2013 4:30 pm"
            },
            "hours_drive_thru": {
                "Monday": "9:00 am \u2013 12:30, 1:30 pm \u2013 4:30 pm",
                "Tuesday": "9:00 am \u2013 12:30, 1:30 pm \u2013 4:30 pm",
                "Wednesday": "9:00 am \u2013 12:30, 1:30 pm \u2013 4:30 pm",
                "Thursday": "9:00 am \u2013 12:30, 1:30 pm \u2013 4:30 pm",
                "Friday": "9:00 am \u2013 12:30, 1:30 pm \u2013 4:30 pm"
            },
            "image": "/assets/img/locations/bolton.jpg"
        },
        {
            "name": "Clinton",
            "address": {
                "street": "133 Hwy 80 East",
                "city": "Clinton",
                "state": "MS",
                "zip": "39056"
            },
            "phone": "601-924-9557",
            "atm": true,
            "hours": {
                "Monday": "9:00 am \u2013 4:30 pm",
                "Tuesday": "9:00 am \u2013 4:30 pm",
                "Wednesday": "9:00 am \u2013 4:30 pm",
                "Thursday": "9:00 am \u2013 4:30 pm",
                "Friday": "9:00 am \u2013 6:00 pm"
            },
            "hours_drive_thru": {
                "Monday": "8:30 am \u2013 4:30 pm",
                "Tuesday": "8:30 am \u2013 4:30 pm",
                "Wednesday": "8:30 am \u2013 4:30 pm",
                "Thursday": "8:30 am \u2013 4:30 pm",
                "Friday": "8:30 am \u2013 6:00 pm"
            },
            "image": "/assets/img/locations/clinton.jpg"
        },
        {
            "name": "Jackson",
            "address": {
                "office_name": "Meadowbrook Office Park",
                "street": "4266 I-55 N Suite 102",
                "city": "Jackson",
                "state": "MS",
                "zip": "39211"
            },
            "phone": "601-952-4480",
            "hours": {
                "Monday": "9:00 am \u2013 4:30 pm",
                "Tuesday": "9:00 am \u2013 4:30 pm",
                "Wednesday": "9:00 am \u2013 4:30 pm",
                "Thursday": "9:00 am \u2013 4:30 pm",
                "Friday": "9:00 am \u2013 4:30 pm"
            },
            "image": "/assets/img/locations/jackson.jpg",
            "map_query": "Meadowbrook Office Park in Jackson, MS"
        },
        {
            "name": "Bay Springs",
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                "street": "6A 3rd Street",
                "city": "Bay Springs",
                "state": "MS",
                "zip": "39422"
            },
            "atm": true,
            "phone": "601-764-2115",
            "hours": {
                "Monday": "8:30 am \u2013 5:00 pm",
                "Tuesday": "8:30 am \u2013 5:00 pm",
                "Wednesday": "8:30 am \u2013 5:00 pm",
                "Thursday": "8:30 am \u2013 5:00 pm",
                "Friday": "8:30 am \u2013 5:00 pm"
            },
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                "Tuesday": "8:30 am \u2013 5:00 pm",
                "Wednesday": "8:30 am \u2013 5:00 pm",
                "Thursday": "8:30 am \u2013 5:00 pm",
                "Friday": "8:30 am \u2013 5:00 pm"
            },
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            "map_query": "Merchants and Planters, 6A 3rd St, Bay Springs, MS 39422"
        }
    ],
    "mainpic": "mp-personal-banking.jpg"
}